Ottoneu 101: How Loans Work in Ottoneu
As mentioned in the past, Ottoneu is a deep but enjoyable game of fantasy baseball economics perfectly suited for the FanGraphs reader. However, the learning curve in year one can be steep, so consider this point a primer on how “loans” work in Ottoneu leagues.
All Ottoneu teams, regardless of the format (5×5, 4×4, FGPTS, SABR) are bound by both a 40 player roster cap and a $400 salary cap applied between the annual league player auction and the end of the MLB regular season (these caps do not apply in the off-season). Exceeding either of these caps will result in a “frozen” roster thereby preventing the owner from bidding on players, making trades, or even setting lineups until the issue is resolved, per Rule 1b. In other words, your only option when faced with an illegal (“over-cap”) roster is to cut players until you get to 40 or fewer players or $400 or less in total salary. For new Ottoneu players, keep in mind you should never willingly exceed these limits (per Rule 1c), and each of your 40 roster spots inherently costs $1 each, so you really only have $360 in “free” roster salary to play with (see Rule 1bi) at any given time (including during the annual auction).